Where to Buy a Second Home in Bluffton, SC: Spotlight on the Lowcountry’s Premier Communities

Just across the bridge from Hilton Head Island, Bluffton, South Carolina has quickly become one of the most sought-after destinations for second-home buyers seeking Lowcountry luxury, charm, and privacy. With gated, amenity-rich neighborhoods nestled among ancient oaks and winding rivers, Bluffton offers the perfect blend of elegance, Southern hospitality, and investment value.

At Golden Homes, we specialize in helping clients find second homes that match their vision—whether you're dreaming of a riverfront retreat, a golf-view estate, or a low-maintenance luxury cottage. Here’s your guide to the best luxury communities in Bluffton for second-home ownership.

Why Buy a Second Home in Bluffton?

Bluffton offers a different rhythm from Hilton Head—less touristy, more residential, and full of authentic Southern character. It's perfect for buyers who want privacy, space, and sophistication, all while remaining minutes from the beaches, restaurants, and airport access of the coast.

• Gated luxury communities with top-tier golf courses & private clubs

• Riverfront and marshfront living with boating access

• Close to Old Town Bluffton shops, art, and dining

• Strong appreciation potential as the region grows

• Access to Hilton Head Island, Savannah, and Beaufort within 30–45 minutes

The Best Luxury Communities in Bluffton for Second Homes

Here are the top Bluffton communities for discerning buyers looking for elegant second homes and resort-style living.

1. Palmetto Bluff

Best for: Riverfront estates, privacy, five-star lifestyle, unmatched luxury

Arguably the most exclusive neighborhood in the Lowcountry, Palmetto Bluff is a 20,000-acre private enclave offering everything from custom waterfront estates to charming village cottages. It’s home to Montage Palmetto Bluff Resort, award-winning golf, equestrian trails, and some of the most breathtaking architecture in the South.

• Deepwater access and private docks

• Kayaking, horseback riding, and fine dining all within the gates

• Short-term rentals permitted in designated areas

• A true lifestyle community with curated experiences and events

Golden Homes Tip: Homes in Wilson Village or Moreland offer ideal locations for second-home buyers who want to be near restaurants, shopping, and club amenities.

2. Belfair

Best for: Golf-focused second homes with a club-centered lifestyle

Located off Highway 278, Belfair is a prestigious gated golf community known for its two Tom Fazio-designed golf courses, picturesque live oaks, and stunning marsh views. With a vibrant year-round social calendar and an award-winning clubhouse, Belfair is ideal for buyers who want a second home with a strong sense of community.

• Private golf, spa, fitness, and tennis

• Gated security and beautifully maintained grounds

• No short-term rentals (ideal for peace and privacy)

• Close to shopping and downtown Bluffton

Golden Homes Tip: If you're looking for a true golf retreat with large lots and scenic views, Belfair is a top contender.

3. Berkeley Hall

Best for: Secluded riverfront homes with private club prestige

Berkeley Hall offers some of the most elegant real estate in Bluffton, with expansive homesites, two core golf courses, and a riverfront lifestyle. It’s one of the few communities where you can enjoy both golf and boating access with minimal noise or traffic.

• Private day dock on the Okatie River

• Wellness center with spa, pool, and fitness studio

• No short-term rentals = quiet, owner-focused environment

• Known for superior home architecture and design

Golden Homes Tip: Berkeley Hall is an excellent match for buyers who want a low-traffic, high-end community that feels like a private resort.

4. Colleton River Club

Best for: Breathtaking water views, high-end golf, and exclusive privacy

Colleton River is one of the most luxurious gated communities in the Lowcountry, home to two world-class golf courses (Nicklaus and Dye), panoramic waterfront views, and magnificent estates. It’s private, refined, and offers a slower pace perfect for second-home living.

• Deepwater dock access for boating

• Clubhouses with formal dining and social events

• No short-term rentals

• Secure and peaceful with a strong resale market

Golden Homes Tip: If you’re seeking a timeless, traditional Lowcountry setting with unparalleled privacy and prestige, Colleton River is a standout.

5. Hampton Hall

Best for: Upscale living with lower POA fees and a flexible lifestyle

Hampton Hall combines elegance with accessibility. Its Pete Dye golf course, resort-style amenities, and mix of custom homes and lock-and-leave villas make it an ideal option for second-home buyers who want luxury without isolation.

• Fitness center, indoor/outdoor pool, and lakeside clubhouse

• Gated, with flexible property options

• Great for snowbirds or semi-retired buyers

• Excellent proximity to Bluffton shops and dining

Golden Homes Tip: Hampton Hall’s affordability and central location make it a smart second-home choice for those who want to enjoy the best of Bluffton with less upkeep.

What Makes a Great Second Home in Bluffton?

When buying a second home in a luxury community, we recommend buyers evaluate both lifestyle and long-term practicality. Ask yourself:

• Do you want a quiet retreat or a social, active community?

• Are you interested in boating access, golf privileges, or resort-style amenities?

• Is rental income part of your long-term plan? (Note: Most luxury communities here prohibit short-term rentals.)

• Do you want a turnkey property or something to upgrade over time?

• How often will you use the home—and in what seasons?

Our team at Golden Homes walks through these questions with every client to ensure your second home matches both your lifestyle and financial vision.

Why Work with Golden Homes?

At Golden Homes, we are luxury real estate experts serving Bluffton, Hilton Head Island, and beyond. With over 30 years of combined experience and a deep understanding of the luxury second-home market, we bring unmatched value to our buyers.

What sets us apart:

• Deep knowledge of luxury communities from Belfair to Palmetto Bluff

• Insider access to off-market and upcoming listings

• Honest insights into rental restrictions, POA fees, and lifestyle differences

• A concierge-level experience from the first showing to the final signature

Whether you're buying a tranquil retreat in Palmetto Bluff or a golf-front home in Belfair, we’ll guide you every step of the way.

Ready to Explore Bluffton’s Finest Second Homes?

Golden Homes is here to help you find your perfect second home in one of Bluffton’s premier gated communities. Let's talk about what matters most to you—location, lifestyle, return on investment—and we’ll take it from there.

📧 goldenhomeshhi@gmail.com
📞 803-200-4196
🌐 www.teamhiltonhead.com

Golden Homes – The Lowcountry’s leading team for luxury real estate and investment property expertise.